Buy now, pay later
Check out with your PayPal account and pay in full, split the cost into 3 interest-free payments, or pay nothing for 30 days.
One checkout. Two ways to pay later.
Both are interest-free with no late fees. The difference is how long you get and how much you can spend.
| Feature |
|
|
|---|---|---|
| Purchase amount | £20 to £3,000 | £1 to £900 |
| Number of payments | 3 interest-free payments | One payment only |
| Interval between payments | Monthly (1 upfront & 2 more on the same date each month) | Pay 30 days later |
| APR | 0% | 0% |
| Payment method | Debit card, confirmed bank account or PayPal Balance (not available for autopay) | Debit card, confirmed bank account or PayPal Balance (not available for autopay) |
| Buyer Protection | Included on eligible purchases | Included on eligible purchases |
| Late payment fees | No interest, no late fees | No interest, no late fees |
| Eligibility | Subject to status, 18+ UK residents | Subject to status, 18+ UK residents |
Which options you see at checkout depends on your order total and your eligibility. PayPal shows your actual amounts and dates before you confirm.
Pay in 3
Checkout
Choose PayPal at checkout then select Pay in 3.
Get a decision
Get a quick decision, and if approved, make your first payment today.
Make payments
Make two more payments automatically on the same date, each month.
Pay in 30 Days
Apply at checkout
Choose PayPal, then apply for Pay in 30 Days.
Get a decision
If approved, complete your purchase — with nothing to pay today.
Pay after 30 days
One repayment is taken automatically 30 days after your order is processed.
Good to know
- You'll need a PayPal account — you can create one during checkout.
- Both options are only available to UK residents aged 18 or over.
- Payments are collected automatically from your chosen PayPal funding source.
- Refunds go back through PayPal and adjust anything you still owe.
- Which options you see at checkout depends on your order total and eligibility.
Pay in 3. Pay in 3 is a credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Available for purchases of £20 to £3,000. Terms and conditions apply. PayPal Pay in 3 is a trading name of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.
Pay in 30 Days. Pay in 30 Days is a credit agreement. Carefully consider whether the purchase is affordable and how you will repay. Missing payment may affect your ability to use us in the future. Eligibility is subject to status and approval. 18+ UK residents only. Available for purchases £1 to £900. Terms and conditions apply. PayPal Pay in 30 Days is a trading name of PayPal UK Ltd, 5 Fleet Place, London, United Kingdom, EC4M 7RD.
Questions about a PayPal payment? Get in touch and we'll help where we can — though PayPal handles your payment plan directly.
